Credit Card Fraud: A Little Care Can Safeguard You

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Credit card information is prone to theft, so it is your prime duty to protect it from illegal use. It is necessary to take some precautionary measures in order to make sure that you do not need to pay financially for the misappropriate usage of card. Have a look on some of the measures which can help you in protecting your credit card details-

Never give your credit card information to anyone: Generally, credit card thieves can trick you in getting details of your credit card number. So, it is advisable to give credit card details only on those calls which are done by you to the credit card company’s customer service. Do not submit details of your credit card number through email because, generally banks do not ask for account details. Therefore, no matters how credible an email or website will look; if it wants some sensitive information then you should assume that it is not genuine.

Destroy anything which consists of credit card number on it: In order to safeguard your credit card details, you should destroy all documents which are carrying details of your credit card.

Moreover, expired credit cards should also be destroyed.

Report lost credit cards immediately: It is necessary to immediately report the credit card company about the missing card. If you will make any delay then you will be require to pay fraudulent charges on the card. You should make sure that your credit card number is handy so that you can immediately report the credit card company about any card loss.

Reviewing credit card bills: The fast way of detecting a credit card fraud is by spotting the unauthorized transaction. If your credit card bill consists of the charge which you have not made then no matter how small it is, you should immediately notify the credit card company.

Sign your credit card: Once you get the credit card, you should sign it. It is mandatory to do so but there are many people who ignore it and then it can be easily misused by the other person. That is because the person can put his signature on the card and can use it unauthorizedly.

Keep your PIN in a secure place: You should not write your PIN on the credit card as it would be useful if you can remember it.

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